Financing & Layaway


Do you have your eyes set on a new instrument or piece of equipment? Whether you need it now for a gig or just want to get playing sooner, we've got you covered. At Sims Music, we have worked hard to be able to offer multiple financing options so you can start rocking today!


We offer interest-free financing plans through Synchrony Financial, Affirm, and Sezzle (some exclusions apply, see store for details). Come see us at the store, and we will get you more details on how to apply.




What Is Layaway?

Our layaway program gives you the opportunity to put a 10% down payment on any product in the store, then pay the rest of the total purchase on your own schedule over the next 90 days. You can always pay it off before the 90th day, but once it's paid off you can pick it up and it's all yours! 

Special Orders

Have your heart set on something that's not in stock? Not a problem. If you want to place a special order, it is 25% down to order, and the gear can be paid in full or transferred to layaway upon its arrival. 


Payment Options



Call (803-772-1185) or visit our store for more information. 

*Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: